Servicing the long tail of US small businesses
Score deals via API, monitor portfolios continuously, flag pre-default signals before collections. Stop sticking to known industries — model risk across diverse small businesses.
AI intake agent handles applicants 24/7, builds funder-ready submission packages automatically. No more siloed data or incomplete submissions — everything structured and verified.
End-to-end from application to funded deal. Fully agentic intake, scoring, and matching. Replace manual document review that kills good deals with seconds-fast analysis.
Macy, the AI intake agent, collects bank statements, answers questions, and resolves gaps in real time.
Raw data becomes structured intelligence. Revenue patterns, existing positions, and anomalies surfaced automatically.
ML models trained on deal outcomes deliver a risk score with full supporting analysis.
AI surfaces what matters. The human decides. 30% faster screening, institutional-grade consistency.
Pick the entry point that fits your team: programmatic risk scoring, an agent that engages your clients, or a co-pilot that grades your full deal book.
We started 4D because business owners deserve a better deal. undersight gives us the underwriting rigor of a large institution without the headcount. Every decision is backed by data, cross-referenced across documents, and fully auditable. That's how we keep our promise to clients — we only fund deals that make sense for them.Josh James Director, 4D Financing
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