Four stages, agents on every one. The underwriter still makes the call.
Macy, the AI intake agent, collects bank statements, answers questions, and resolves gaps in real time, 24/7.
Raw statements are parsed and verified. Revenue patterns, existing positions, and anomalies surfaced automatically.
Deterministic scorecards trained on deal outcomes deliver a risk score your credit committee can audit line by line.
AI surfaces what matters; the human makes the call. Institutional-grade consistency without the headcount.
Start with programmatic scoring, an intake agent that talks to your clients, or a co-pilot that grades your whole book.
Servicing the long tail of US small businesses.
Underwrite faster
Score deals via API, monitor portfolios continuously, flag pre-default signals before collections. Stop sticking to known industries: model risk across diverse small businesses.
Convert more
AI intake agent handles applicants 24/7, builds funder-ready submission packages automatically. No more siloed data or incomplete submissions. Everything structured and verified.
Scale the workflow
End-to-end from application to funded deal. Fully agentic intake, scoring, and matching. Replace manual document review that kills good deals with seconds-fast analysis.
We started 4D because business owners deserve a better deal. undersight gives us the underwriting rigor of a large institution without the headcount. Every decision is backed by data, cross-referenced across documents, and fully auditable. That's how we keep our promise to clients — we only fund deals that make sense for them.Josh James Director, 4D Financing
Schedule a 30-minute discovery call. We'll walk through your workflow and show you what's possible.
Book a Discovery CallSchedule a 30-minute discovery call. We'll walk through your workflow and show you what's possible.
Book a Discovery Call